The Polaris Difference!
Low Expenses
Average mutual Funds charge 1.5% to 2.0% per year in expenses. We use Ultra Low Cost mutual funds with expenses of 0.2% per year. For more info on why expenses matter. (note: Link will take you to Mr. Ferguson’s blog SkepticMoney)
Conflict-Free Advice
Polaris is paid only by the customer. We do not collect commissions, and we are not paid by anyone to sell their product.
Low Turnover
Many advisors or brokers get paid each time you buy and sell. Because we are FEE ONLY we can follow a buy and hold strategy that may reduce your taxes. You can learn more here…(note: Link will take you to Mr. Ferguson’s blog SkepticMoney)
No-Load
Some advisors charge loads (sales fees) as high as 8.5%. We use only No Load mutual funds. To learn more about Load vs. No-Load Click here. (note: Link will take you to Mr. Ferguson’s blog SkepticMoney)
Fee-Only
Polaris is a Fee Only investment advisor. We are paid by you – so we work for you. Most advisors are paid a commission to sell things to you. Should you use a Fee-Only advisor?(note: Link will take you to Mr. Ferguson’s blog SkepticMoney)
Diversity
Do not put all of your money in just a few stocks. We can help you own the entire stock market. It is very easy and we can show you how. Learn more about investment diversification here. (note: Link will take you to Mr. Ferguson’s blog SkepticMoney)
For More Information, please see some of our blog posts:
(Note: links will take you to Mr. Fergusons blog SkepticMoney.)
Polaris Financial Planning Is Proud To Be The First Corporate Sponsor Of The Reason Rally!
I Only Have $10,000 – Where Do I Invest It?
Should I buy return of premium term (ROP)?