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	<description>Independent Investment Advice</description>
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		<title>US Market Segment Analysis 2011-09-30</title>
		<link>http://polarisfinancialplanning.com/us-market-segment-analysis-2011-09-30/</link>
		<comments>http://polarisfinancialplanning.com/us-market-segment-analysis-2011-09-30/#comments</comments>
		<pubDate>Mon, 24 Oct 2011 02:30:07 +0000</pubDate>
		<dc:creator>Phil</dc:creator>
				<category><![CDATA[Investing]]></category>

		<guid isPermaLink="false">http://polarisfinancialplanning.com/?p=175</guid>
		<description><![CDATA[NOTE:  This post is part of an ongoing education series.  This information is for educational purposes only.  This information does not constitute investment advice.  No rational person would make investment decisions based on a blog post.  Please consult with your financial advisor before taking any action.  If you wish to have specific advice for your situation please [...]]]></description>
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		<title>Behold The Power Of Gold &#8211; Part 2</title>
		<link>http://polarisfinancialplanning.com/behold-the-power-of-gold-part-2/</link>
		<comments>http://polarisfinancialplanning.com/behold-the-power-of-gold-part-2/#comments</comments>
		<pubDate>Mon, 30 May 2011 22:46:23 +0000</pubDate>
		<dc:creator>Phil</dc:creator>
				<category><![CDATA[Investing]]></category>

		<guid isPermaLink="false">http://polarisfinancialplanning.com/?p=172</guid>
		<description><![CDATA[NOTE:  This post is part of an ongoing education series.  This information is for educational purposes only.  This information does not constitute investment advice.  No rational person would make investment decisions based on a blog post.  Please consult with your financial advisor before taking any action. A few weeks ago I did a post on the value [...]]]></description>
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		<title>Behold The Power Of Gold</title>
		<link>http://polarisfinancialplanning.com/behold-the-power-of-gold/</link>
		<comments>http://polarisfinancialplanning.com/behold-the-power-of-gold/#comments</comments>
		<pubDate>Mon, 09 May 2011 18:00:50 +0000</pubDate>
		<dc:creator>Phil</dc:creator>
				<category><![CDATA[Investing]]></category>

		<guid isPermaLink="false">http://polarisfinancialplanning.com/?p=167</guid>
		<description><![CDATA[NOTE:  This post is part of an ongoing education series.  This information is for educational purposes only.  This information does not constitute investment advice.  No rational person would make investment decisions based on a blog post.  Please consult with your financial advisor before taking any action.  If you do need help with your investments contact us – Polaris [...]]]></description>
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		<title>Psychology Of Investing</title>
		<link>http://polarisfinancialplanning.com/psychology-of-investing/</link>
		<comments>http://polarisfinancialplanning.com/psychology-of-investing/#comments</comments>
		<pubDate>Mon, 02 May 2011 18:07:38 +0000</pubDate>
		<dc:creator>Phil</dc:creator>
				<category><![CDATA[Investing]]></category>

		<guid isPermaLink="false">http://polarisfinancialplanning.com/?p=163</guid>
		<description><![CDATA[NOTE:  This post is part of an ongoing education series.  This information is for educational purposes only.  This information does not constitute investment advice.  No rational person would make investment decisions based on a blog post.  Please consult with your financial advisor before taking any action.  If you do need help with your investments contact us. Some [...]]]></description>
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		<title>Is The USA In A Debt Crisis?</title>
		<link>http://polarisfinancialplanning.com/is-the-usa-in-a-debt-crisis/</link>
		<comments>http://polarisfinancialplanning.com/is-the-usa-in-a-debt-crisis/#comments</comments>
		<pubDate>Mon, 25 Apr 2011 18:30:51 +0000</pubDate>
		<dc:creator>Phil</dc:creator>
				<category><![CDATA[Investing]]></category>

		<guid isPermaLink="false">http://polarisfinancialplanning.com/?p=161</guid>
		<description><![CDATA[NOTE:  This post is part of an ongoing education series.  This information is for educational purposes only.  This information does not constitute investment advice.  No rational person would make investment decisions based on a blog post.  Please consult with your financial advisor before taking any action. I think Fareed Zakaria cover it pretty well here&#8230;.]]></description>
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		<title>S&amp;P Threatens To Cut U.S. Credit Rating</title>
		<link>http://polarisfinancialplanning.com/sp-threatens-to-cut-u-s-credit-rating/</link>
		<comments>http://polarisfinancialplanning.com/sp-threatens-to-cut-u-s-credit-rating/#comments</comments>
		<pubDate>Tue, 19 Apr 2011 00:42:21 +0000</pubDate>
		<dc:creator>Phil</dc:creator>
				<category><![CDATA[Investing]]></category>

		<guid isPermaLink="false">http://polarisfinancialplanning.com/?p=158</guid>
		<description><![CDATA[NOTE:  This post is part of an ongoing education series.  This information is for educational purposes only.  This information does not constitute investment advice.  No rational person would make investment decisions based on a blog post.  Please consult with your financial advisor before taking any action. from Reuters. Standard &#38; Poor&#8217;s threatened Monday to downgrade the United [...]]]></description>
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		<title>Should I Dollar Cost Average?</title>
		<link>http://polarisfinancialplanning.com/should-i-dollar-cost-average/</link>
		<comments>http://polarisfinancialplanning.com/should-i-dollar-cost-average/#comments</comments>
		<pubDate>Mon, 04 Apr 2011 16:28:09 +0000</pubDate>
		<dc:creator>Phil</dc:creator>
				<category><![CDATA[Investing]]></category>

		<guid isPermaLink="false">http://polarisfinancialplanning.com/?p=156</guid>
		<description><![CDATA[NOTE:  This post is part of an ongoing education series.  This information is for educational purposes only.  This information does not constitute investment advice.  No rational person would make investment decisions based on a blog post.  Please consult with your financial advisor before taking any action.  If you do need help with your investments please contact us. [...]]]></description>
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		<title>Should I Use A Fee-Only Advisor?</title>
		<link>http://polarisfinancialplanning.com/should-i-use-a-fee-only-advisor/</link>
		<comments>http://polarisfinancialplanning.com/should-i-use-a-fee-only-advisor/#comments</comments>
		<pubDate>Tue, 29 Mar 2011 02:24:03 +0000</pubDate>
		<dc:creator>Phil</dc:creator>
				<category><![CDATA[Investing]]></category>

		<guid isPermaLink="false">http://polarisfinancialplanning.com/?p=152</guid>
		<description><![CDATA[NOTE:  This post is part of an ongoing education series.  This information is for educational purposes only.  This information does not constitute investment advice.  No rational person would make investment decisions based on a blog post.  Please consult with your financial advisor before taking any action. It can be argued that the best way to invest is [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>How Does Turnover Ratio Affect My Mutual Fund Return?</title>
		<link>http://polarisfinancialplanning.com/how-does-turnover-ratio-affect-my-mutual-fund-return/</link>
		<comments>http://polarisfinancialplanning.com/how-does-turnover-ratio-affect-my-mutual-fund-return/#comments</comments>
		<pubDate>Mon, 21 Mar 2011 01:44:43 +0000</pubDate>
		<dc:creator>Phil</dc:creator>
				<category><![CDATA[Investing]]></category>

		<guid isPermaLink="false">http://polarisfinancialplanning.com/?p=148</guid>
		<description><![CDATA[NOTE:  This post is part of an ongoing education series.  This information is for educational purposes only.  This information does not constitute investment advice.  No rational person would make investment decisions based on a blog post.  Please consult with your financial advisor before taking any action.  First we get the definition of turnover from Investopedia&#8230; The percentage [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Why Low Investment Costs Matter</title>
		<link>http://polarisfinancialplanning.com/why-low-investment-costs-matter/</link>
		<comments>http://polarisfinancialplanning.com/why-low-investment-costs-matter/#comments</comments>
		<pubDate>Sun, 13 Mar 2011 23:08:50 +0000</pubDate>
		<dc:creator>Phil</dc:creator>
				<category><![CDATA[Investing]]></category>

		<guid isPermaLink="false">http://polarisfinancialplanning.com/?p=131</guid>
		<description><![CDATA[NOTE:  This post is part of an ongoing education series.  This information is for educational purposes only.  This information does not constitute investment advice.  No rational person would make investment decisions based on a blog post.  Please consult with your financial advisor before taking any action.  Before I show you why low investment costs are so important [...]]]></description>
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